On Friday 22nd of May, finance expert Laura Pomfret joined Morning Live to talk about the rise of County Court Judgments (CCJs) across the UK, known as decrees in Scotland, which are issued to individuals who fail to repay money they owe.
Laura explains why the number of CCJs has increased, what your options are if you receive one, and advice on how to avoid an unpaid debt becoming a court case.
To find the steps and court forms involved in asking a court to vary the terms of a CCJ or decree, such as requesting to pay in instalments, or even how to get a judgment cancelled, you can click on the links below.
For England, Wales and Northern Ireland you can click here., external
For Scotland you can click here., external
Laura also mentioned temporary protection from your creditors while you get debt advice and make a plan.
In England and Wales this is called Breathing Space, and you can find information on that by clicking here., external
In Scotland this is called a moratorium, and you can find more information on that here., external
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