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But Anna Dudziak, the sub-postmaster in Lochgilphead, says she can’t offer as many transactions as a bank.

“The problem is they’re telling people to go to the post office, saying ‘they can do it for you’,” she says.

“But at the same time, they set up limits for cash withdrawals, for cash deposits, for cheque deposits that we can’t do for people.

“Most people understand, but every day we have people really, really angry and they blame the post office.”

Dougie Philand, the Provost of Argyll, said he hopes Link will reconsider its decision on cash machines.

“We, myself and the community council, will keep an eye on the difficulties that people are experiencing and at least we can give the evidence and be able to say ‘look, we do need a banking hub here’,” he says.

The Lochgilphead bank is one of 28 Bank of Scotland branches closing this year.

A spokeswoman for Lloyds Banking Group said it offers more ways to manage money than ever before.

“In addition to our app, or over the phone, customers can use their local Post Office to manage their money alongside PayPoint locations to deposit cash,” she said.

“We’re giving our customers the flexibility to bank wherever and whenever they need us.”

The UK government is carrying out a review into access to face-to-face banking, which is due to report in October.