Mae Cat Owen wedi bod yn rhedeg cwmni pobi ac addurno cacennau, Cat Food ers 10 mlynedd, tra hefyd yn gweithio rhan amser mewn swydd arall er mwyn cynnal ei hun.
Mae hi’n poeni y gallai newidiadau’r gyllideb roi pwysau ychwanegol ar ei busnes bach hi.
“Tuag at y Nadolig fydd gen i weithwyr ychwanegol yma yn pacio’r orders i gyd, felly mae’n poeni fi,” meddai.
“Falle yn y gyllideb, y bydd National Insurance yn mynd i fyny o ran fi, ond nid o ran nhw, felly fydd hi’n costi mwy i fi gyflogi nhw flwyddyn yma.
“Fydd o’n effeithio ar faint o oriau dwi’n medru rhoi, effeithio ar faint dwi’n mynd i godi am bethau ‘Dolig fi hefyd.”
Mae Ffederasiwn Busnesau Bach Cymru wedi galw ar y Trysorlys i amddiffyn busnesau bach rhag y baich ychwanegol yma.
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