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Covid: Lockdown-hit bar wins appeal on £1.5m insurance claim

“We have lost loved ones, struggled financially and my wife has suffered significant anxiety and distress because of this ordeal,” Mr Phillips said of his wife Rhian, a co-owner of the business.

“I’m a working class lad who’s worked my whole life, the Court of Appeal is not just for me, it’s for everybody else.”

The couple were told by their insurers in 2020 there was “nothing they could do” about their Covid losses, he told BBC Radio Wales Breakfast.

He said they brought a case against their insurers, winning a decision in the High Court in June 2023 that was recently upheld on appeal.

He can now make a claim on losses that he says amount to £1.5m.


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