The average two-year mortgage rate has dipped below 5% for the first time since former Prime Minister Liz Truss’s mini-budget in September 2022, figures show.
The rate has dropped to 4.99%, according to Moneyfacts, which described it as a “symbolic turning point” for homebuyers and shows lenders are “competing more aggressively”.
Interest rates have been cut five times since last August but at the Bank of England’s last meeting, a split vote between policymakers raised questions about whether there would be another reduction this year.
A Moneyfacts spokesperson said that although mortgages are following the “mood music” set by the Bank’s rate cuts, they are unlikely to fall at the same pace.
BBC News
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